Physician's Money Digest

A third of Americans doubt they'll have enough money to retire, and more than a third are counting on family to help, according to a new WalletHub survey.

Why the most expensive school isn’t always the best investment, and how physician families should weigh cost, competition and outcomes.

What new EBRI research on 401(k) borrowers means for doctors still paying off med school

What counts as a qualifying employer, whether residency payments count and which repayment plans still earn credit after the 2026 overhaul.

A financial advisor breaks down what clients need to bring to the relationship, from full disclosure to setting clear communication expectations.

The gap between what reactive versus proactive tax management can deliver isn't theoretical, it's measurable.

Side work — from telemedicine to expert witness testimony — can supplement income, ease burnout and build a second retirement plan for employed physicians.

A malpractice claim costs more than just money.

Don't increase your lifestyle spending with every raise.

A beneficiary, other than a spouse, can face a big tax bill when inheriting an annuity. Choosing annuitization or the "stretch" option lets you soften the blow by extending tax deferral.

Selecting a financial advisor is a lot like choosing a physician.

A simple gap between income and savings can reveal the true retirement number, and it's usually bigger than families expect.

Multi-year guarantee annuities can outperform bonds and bank CDs — but know how they work before you buy.

CMS wants to cut the conversion factor, rewrite the G2211 add-on into a percentage modifier, halve payment for same-day procedures and put an expiration date on traditional MIPS.

Physicians in eight specialties now clear $500,000 a year, and the distance between the top earners and primary care keeps growing.

Where you set up shop can quietly cost you thousands. These are the states that take the biggest share of residents' income in state and local taxes.

Beyond AI darlings, the unsung materials sector is quietly outpacing the S&P 500 — and physicians may want to take notice

Product offers ample income plus a lifetime guarantee — serving as longevity insurance

Many physicians assume their health insurance follows them wherever they go. In reality, gaps can create significant financial and medical risks.

Start thinking about taxes now to maximize your deductions later, even if it takes more time than usual.

Hyper-scalers are spending hundreds of billions on construction, wiring, and HVAC — and industrials investors are capturing those gains while the market focuses on tech

The new 530A accounts are traditional IRAs that are custodianed by an adult but owned by a minor. These accounts will be available for contributions in July 2026, though custodians may submit account opening information now.

PYA's Tynan Kugler, M.P.H., MBA, CVA, says supply shortages, employment shifts, reimbursement pressure and the productivity-versus-value debate are all pulling at once.

Burnout comes from more than just workplace overload. Here’s why doctors need training in personal finance

Atlas MD co-founder Josh Umbehr, M.D., who has been in direct primary care practice since 2010, explains why he thinks the model is closer to mainstream than most physicians realize.