Physician's Money Digest

Four in 10 physicians have a side gig. Here are the data on who succeeds, where the money is going and what doctors who've done it wish they'd known sooner.

PYA consulting principal Tynan Kugler breaks down the market, regulatory and workforce pressures pulling physician compensation in competing directions, and what organizations and physicians need to understand before structuring a deal.

Federal borrowing caps, the end of SAVE and a new income-driven repayment plan begin reshaping the federal student loan system this summer.

Panacea Financial's 2026 survey reveals that debt, contract confusion and tax complexity are keeping physicians financially stuck at every stage of their career.

The top news stories in medicine this week.

Bonds may not be the best choice when it comes to a conservative investment plan

Panacea Financial's 2026 customer survey shows the financial strain of medicine doesn't ease with attending salary.

An investment adviser explains medical practice valuation and the strategic choices independent physicians face.

Create your own private pension with either of these types of income annuities

Here’s a high-income retirement savings tool most independent physicians don’t know they’re missing.

Overall, they are, but different types offer different levels of potential risk. How to choose wisely.

Avoiding damage from volatility is really an exercise in investors’ overcoming their own worst enemy: themselves.

Consider retirement income you’ll need, taxes, asset allocation and alternatives to generate safe income. Avoid portfolio “death spiral.”

Physicians are earning in new ways, but outdated estate plans can fail in practice — not just on paper.

Probably not — but it depends on your circumstances and which kind of annuity

WalletHub's annual ranking of all 50 states and Washington, D.C., finds the Midwest and Mountain West leading the pack, powered by strong cost-adjusted pay, affordable malpractice insurance and low burnout rates.

Taking them later results in higher future income but can create an income gap. If you want to retire early, annuities offer a way to boost income until your benefits begin.

Learn about all annuities, decide if any might be right for you and then home in on which type or types would be optimal for your needs.

High costs of living, expensive malpractice insurance and crowded physician markets push several Northeastern states and the District of Columbia to the bottom of WalletHub's annual ranking.

Although consolidation has swept across the healthcare industry, not every physician aspires to sell out to a corporate buyer. That leaves many practice owners wondering how to secure liquidity, maintain autonomy, and preserve their legacy without surrendering control to outside investors.

As AI spending concerns cool investor enthusiasm for mega-cap tech, money is flowing into industrial companies that build, power and connect America's expanding electrical grid — from copper miners to nuclear energy firms.

Slow and steady wins the race — and builds a nice retirement portfolio over the long run.

Don't be a victim of these common pitfalls when doing a Roth conversion.

With surging demand and better safety, nuclear power is gaining in popularity

OBBBA creates new tax opportunities for physicians but also adds financial pressure through health care cuts. A modern, digital-first estate plan can help protect practice continuity, family wealth, and access to critical systems before a crisis hits.