Physician's Money Digest

Probably not — but it depends on your circumstances and which kind of annuity

WalletHub's annual ranking of all 50 states and Washington, D.C., finds the Midwest and Mountain West leading the pack, powered by strong cost-adjusted pay, affordable malpractice insurance and low burnout rates.

Taking them later results in higher future income but can create an income gap. If you want to retire early, annuities offer a way to boost income until your benefits begin.

Learn about all annuities, decide if any might be right for you and then home in on which type or types would be optimal for your needs.

Getting off to a strong investment start can pay huge dividends later

High costs of living, expensive malpractice insurance and crowded physician markets push several Northeastern states and the District of Columbia to the bottom of WalletHub's annual ranking.

Although consolidation has swept across the healthcare industry, not every physician aspires to sell out to a corporate buyer. That leaves many practice owners wondering how to secure liquidity, maintain autonomy, and preserve their legacy without surrendering control to outside investors.

As AI spending concerns cool investor enthusiasm for mega-cap tech, money is flowing into industrial companies that build, power and connect America's expanding electrical grid — from copper miners to nuclear energy firms.

Doctors are often lured into real estate investments without understanding the numbers behind the deal.

Slow and steady wins the race — and builds a nice retirement portfolio over the long run.

Don't be a victim of these common pitfalls when doing a Roth conversion.

Retirement isn't just about the money; it requires the right mindset going into it.

Doctors often apply the same logic to investing as they do to patient evaluations, which can sometimes work against them.

With surging demand and better safety, nuclear power is gaining in popularity

OBBBA creates new tax opportunities for physicians but also adds financial pressure through health care cuts. A modern, digital-first estate plan can help protect practice continuity, family wealth, and access to critical systems before a crisis hits.

The right Roth conversion can save you thousands of dollars in taxes when used correctly

Michael Jerkins, M.D., M.Ed., a practicing physician and co-founder of Panacea Financial, joins the show to discuss financial independence, physician debt and why financial decisions can quietly take control of a physician's time.

Investors are exploring the resilience of the bull market, debunking fears of economic slowdown and AI bubbles, fueling strong growth potential.

With the right strategy, you can still progress toward your goals.

Gain peace of mind with a financial risk management tool for small businesses

Bill Heller, CEO at CHG Healthcare, joins the show to talk about physician engagement and other key takeaways from their 2025 Physician Sentiment Survey.

It's never too late to start planning for your retirement.

The president and co-founder of Panacea Financial describes his financial journey and creation of a bank to serve doctors, other clinicians and medical students.

Estate planning is a key risk management strategy for your retirement plan

Investing in health care stocks offers significant potential as the aging population drives demand for medical services and senior living solutions.