Ken Nuss

Income annuities help ensure a worry-free retirement and offer tax advantages.

Rule of thumb on how much retirees can withdraw from their investment portfolio annually is just a rough starting point.

You’re not alone. Tips on how to put aside more and get tax advantages too.

Cryptocurrency may be appropriate for some, but older Americans should put most of their money in “boring” assets like bonds, guaranteed annuities, bank CDs and perhaps dividend-paying stocks.

Act now to ensure you won’t run out of money. Annuities can help.

“Mortality credits” behind the scenes let the buyer transfer the risk of running out of money in old age to an insurer

They’re more varied, flexible and cost-effective than most think

The devil is in the details with these multifaceted products

Consider them for nonqualified savings as well as traditional and Roth IRAs

Waiting until 70 to claim benefits can pay off, Wharton School study says

How to produce dependable income needed to replace a breadwinner’s earnings

High rates on long-term savings vehicles, including fixed annuities, provide a timely opportunity.

Today’s high interest rates suggest it’s smart to lock them up for the long term. Fixed-rate annuities can give you a high set rate for up to 10 years. Laddering annuities provides flexibility.

They offer a unique combination of growth potential and safety but are complex, and selecting the right one takes thought and research.

Many older Americans are too heavily invested in stocks, new analysis reveals. Annuities offer a way to trim while earning good rates and getting tax advantages.

Always a powerful planning tool, income annuities are an even better deal today.

Use tax-advantaged annuities to boost savings and/or create your own private pension.

The price of a “free lunch” is often ultimately too high.

Everything you need to know about annuities

Different types of annuities reduce risk by building tax-advantaged savings or guaranteeing retirement income.

These simple products don’t need costly “management,” but some advisors are pushing the idea.

How to take advantage of new rules on required minimum distributions and qualified longevity annuities.

It lets you insure for long-term care while still protecting and growing your assets Insurers continue to innovate.

Look to build savings, reduce risk, minimize taxes and ensure a successful retirement by reviewing your budget, contributions, allocations and beneficiaries.

Older investors in particular should limit risk. Fixed annuities guarantee principal and/or produce high levels of income.

Period certain annuities can work very well in some situations.

These add-ons are well worth considering but look carefully at costs and benefits.

One annuity may pay more than twice as much as a similar one—comparison websites make shopping easy.

How to boost yields without paying surrender penalties.

Looking to maximize retirement income? Fixed-rate, income and indexed annuities offer different ways to get there, either standalone or in sequence.