Ken Nuss

Strike the right balance between liquid and higher-yielding, less-liquid accounts.

Create your own private pension with either of these types of income annuities

Overall, they are, but different types offer different levels of potential risk. How to choose wisely.

Consider retirement income you’ll need, taxes, asset allocation and alternatives to generate safe income. Avoid portfolio “death spiral.”

Probably not — but it depends on your circumstances and which kind of annuity

Taking them later results in higher future income but can create an income gap. If you want to retire early, annuities offer a way to boost income until your benefits begin.

Learn about all annuities, decide if any might be right for you and then home in on which type or types would be optimal for your needs.

To get a new tax break included in the One Big Beautiful Bill Act, some seniors need to lower their taxable income. Annuities can help do that.

Here’s a detailed look at indexed annuities with an income rider and the factors that determine your future payout.

An annuities expert takes detailed look at income annuities and the factors that determine your payout now and in the future

Various types of annuities offer advantages but choosing the right annuity for your situation is crucial

Lack of awareness leads many to overlook these potent financial tools

Income annuities help ensure a worry-free retirement and offer tax advantages.

Rule of thumb on how much retirees can withdraw from their investment portfolio annually is just a rough starting point.

You’re not alone. Tips on how to put aside more and get tax advantages too.

Cryptocurrency may be appropriate for some, but older Americans should put most of their money in “boring” assets like bonds, guaranteed annuities, bank CDs and perhaps dividend-paying stocks.

Act now to ensure you won’t run out of money. Annuities can help.

“Mortality credits” behind the scenes let the buyer transfer the risk of running out of money in old age to an insurer

They’re more varied, flexible and cost-effective than most think

The devil is in the details with these multifaceted products

Consider them for nonqualified savings as well as traditional and Roth IRAs

Waiting until 70 to claim benefits can pay off, Wharton School study says

How to produce dependable income needed to replace a breadwinner’s earnings

High rates on long-term savings vehicles, including fixed annuities, provide a timely opportunity.

Today’s high interest rates suggest it’s smart to lock them up for the long term. Fixed-rate annuities can give you a high set rate for up to 10 years. Laddering annuities provides flexibility.

They offer a unique combination of growth potential and safety but are complex, and selecting the right one takes thought and research.

Many older Americans are too heavily invested in stocks, new analysis reveals. Annuities offer a way to trim while earning good rates and getting tax advantages.

Always a powerful planning tool, income annuities are an even better deal today.

Use tax-advantaged annuities to boost savings and/or create your own private pension.

The price of a “free lunch” is often ultimately too high.