Review your finances now to keep on track in 2021
It’s always a good time to do a financial review. You’ll make sure your savings and investments are aligned with your goals and reduce income taxes.
Savers Can Earn More, Safely
Three alternatives to low-rate CDs, Treasuries, and Money Market Accounts
Annuities Offer Powerful Tax Advantages Plus Some Avoidable Pitfalls
How to cut your taxes and avoid surprises.
Review Your Finances Now to Keep on Track in 2021
A year-end review helps you cut taxes, build retirement savings, rebalance your portfolio, and earn more interest.
Turned off by Low CD Rates? Consider a Fixed Annuity
CD rates are under 1%, but comparable annuities can pay more than 2% to 3% guaranteed and are tax-deferred.
Remove Financial Worries from Retirement
An annuity can yield guaranteed lifetime income—a private pension that helps you sleep at night.
How to Choose an Indexed Annuity
Three approaches to deciphering a valuable but sometimes complex annuity product.
Are Bonds Passé?
Not quite, but annuities can provide more income, plus tax advantages and longevity insurance.
Shrink Your RMDs in 2021 and Beyond
Special type of annuity lets you cut IRA RMDs next year, cut taxes and guarantee more lifetime income in old age.
Is an Immediate Annuity for You?
Here some key questions to ask before buying.
Thinking of Buying a Fixed Annuity?
With so many annuities available today, it’s important to choose the one that is right for you and your specific needs.
Shelter from the Financial Storm: Safe, Boring Products Are Exciting Today
How older investors are adapting to the currently volatile stock market.
Covering Monthly Expenses in Retirement: Estimate, Then Secure Your Income
Saving for and through retirement is a difficult game of prediction. Here's some guidance for physicians to follow.
Things You Did Not Know About Annuities
Dividing annuities into a few basic categories makes the tax-advantage options easier to understand.
The New SECURE Act Helps People Save More for Retirement
There's new options and capability for creating retirement income—a good thing because Social Security benefits may be skimpier in the future.
Annuity Exchanges, Full or Partial, Boost Flexibility without Creating Taxes
1035 exchanges let you trade up for a better annuity or trade-in unneeded life insurance.
Income Annuities Provide Invaluable Longevity Insurance but Are Still Underused
One way to ensure you have enough money saved up after your career is over comes in the form of a deferred income annuity.
Annuity Puts Time on Your Side
Retirement often seems far off until one day it isn't. Help make planning easier by looking into the best type of annuity for you.
8% on a Fixed Annuity? Don't Believe It
Ads touting 8% guarantees are misleading, though not quite false. Real rates around 4% range are attractive enough and much more reliable.
You Need an Asset Allocation Plan Even More in a Bull Market
It’s tempting to overinvest in stocks today, but everyone needs some safe footing. For part of your safe-money portion, fixed annuities can offer guarantees, higher rates, and tax deferral.
Do you need an extra layer of protection in an annuity?
Income riders that guarantee future income have significant pros—and cons. Make sure to weigh all your options before adding another layer of protection.
Pension or Lump Sum? Compare Payouts and Options Before You Decide
It's hard to look at guaranteed lifetime payments from a company pension plan and think that might not work for you. Yet in some cases that is the case, as every finical situation is unique. So, make sure to weigh all of your options before you decide between a pension or a lump sum IRA.
Leaving a Legacy: An Income Annuity Is Foolproof, Guaranteed, and Tax-Advantaged
Income annuities won't only provide a good nest egg for you and your family, they'll also help you leave a legacy behind for your family as well. Read on to find out how.
Reducing Investment Risk in IRAs
CDs and bonds have a role, but less-used annuities can offer higher interest rates, secure principal and guaranteed income choices.
Cut Your Taxes in 2019 and Beyond
The start of the new year is a good time to plan and take advantage of tax-deferred vehicles, as you reasses the year that was and look forward to the year ahead. Here's a couple ways to cut on taxes in the new year.
Stretching the Tax Benefits of Annuities
An “annuity stretch” gives nonspouse beneficiaries a little-known way to receive income and defer taxes. Here's how you can take advantage of this.
Is an Annuity a Good Choice for You? Questions to Ask
Annuities can help you save for retirement, reduce risk, cut your taxes and guarantee a lifetime income. But they’re not right for everyone.
Create More Retirement Income and Cut Your Longevity Risk
When you retire, your monthly income will plummet unless you have an unusually generous pension. But there is a way to replace income no matter how long you live.
A Safe Way To Boost Yield Using Fixed-Rate Annuities
With outlook for stocks dicey, investors, especially older ones, need ballast in their portfolios. Here's how fixed-rate annuities can balance out the risk stocks pose.
Waiting for Higher Annuity Rates Is Unlikely to Pay Off
Fixed annuity rates don’t follow short-term rates set by the Federal Reserve, and delaying purchase typically results in less total interest. Current rates top 4 percent.
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