SECURE 2.0 Act lets retirees defer taxes on retirement plan money longer
How to take advantage of new rules on required minimum distributions and qualified longevity annuities.
Long-term care insurance via an annuity has many pros, some cons
It lets you insure for long-term care while still protecting and growing your assets Insurers continue to innovate.
A financial review in early 2023 can optimize your strategy
Look to build savings, reduce risk, minimize taxes and ensure a successful retirement by reviewing your budget, contributions, allocations and beneficiaries.
Invested too heavily in stocks? Move money to safe options
Older investors in particular should limit risk. Fixed annuities guarantee principal and/or produce high levels of income.
An income annuity with a time limit can be a great solution
Period certain annuities can work very well in some situations.
Four annuity enhancements that can boost income or savings
These add-ons are well worth considering but look carefully at costs and benefits.
How to shop for a fixed-rate annuity so you’ll get the best deal
One annuity may pay more than twice as much as a similar one—comparison websites make shopping easy.
Have lower-yielding or underperforming annuities or CDs?
How to boost yields without paying surrender penalties.
Three Ways to Get Future Lifetime Income with Annuities
Looking to maximize retirement income? Fixed-rate, income and indexed annuities offer different ways to get there, either standalone or in sequence.
Five annuity myths that can blind you to good financial options
Annuity myths are harmful because they lead people to dismiss annuities out of hand when they could be a perfect fit.
New IRS Rule Lets Early Retirees Take More Money from Plans
Fixed-annuity guarantees more income for penalty-free early withdrawals from retirement plans.
‘Free Look’ for annuities offers safety valve if rates or circumstances change
Occasionally it makes sense to cancel a new policy and get a better one.
Why rising interest rates threaten bond funds
Consider these alternatives instead.
It’s IRA season: What you need to know about year-end contributions
How to make your final contributions and ensure your independent retirement account assets are optimally invested.
Laddering fixed-rate annuities
How this offers a combination of good rates and flexibility for the future.
Why fixed-rate annuities pay more than bank CDs
Each has distinct pros and cons — be sure to compare before investing.
Schwab Intelligent Income vs Immediate Annuity: Which Is Better?
Annuity produces more guaranteed lifetime income; Schwab plan is more flexible.
How to turn retirement savings into retirement income
An income annuity can convert your savings or a pension-plan lump sum into a lifetime stream of income.
How Lifetime Income Annuities Can Secure Your Retirement
To determine your needs for cash now and in the future, here are some questions to ask yourself.
How fixed deferred annuities can complete your retirement savings strategy
How can you decide if an annuity is right for you?
Don’t automatically annuitize an annuity—shop around first
Converting a deferred annuity to a lifetime income annuity can be a great move, but it pays to shop the market instead of routinely annuitizing with the same company.
How to offset lower Social Security benefits when a spouse dies
Retired physicians have some options to explore.
Waiting for Fixed Annuity Rates to Rise Doesn’t Pay
Keeping too much in cash puts you behind, and you may not catch up.
Review your finances now to keep on track in 2021
It’s always a good time to do a financial review. You’ll make sure your savings and investments are aligned with your goals and reduce income taxes.
Savers Can Earn More, Safely
Three alternatives to low-rate CDs, Treasuries, and Money Market Accounts
Annuities Offer Powerful Tax Advantages Plus Some Avoidable Pitfalls
How to cut your taxes and avoid surprises.
Review Your Finances Now to Keep on Track in 2021
A year-end review helps you cut taxes, build retirement savings, rebalance your portfolio, and earn more interest.
Turned off by Low CD Rates? Consider a Fixed Annuity
CD rates are under 1%, but comparable annuities can pay more than 2% to 3% guaranteed and are tax-deferred.
Remove Financial Worries from Retirement
An annuity can yield guaranteed lifetime income—a private pension that helps you sleep at night.
How to Choose an Indexed Annuity
Three approaches to deciphering a valuable but sometimes complex annuity product.
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