Believing Annuity Myths Can Hurt You
People miss out on proven solutions to retirement saving and planning because they swallow myths and misconceptions.
Research Shows Retirees With a Guaranteed Income Are Happier, Live Longer
Everyone with savings can secure a lifetime income.
Two Ways to Get Lifetime Income
Income riders and longevity annuities both provide guaranteed retirement income.
Want to Do Better Than Bonds? Consider Fixed Indexed, Fixed-Rate Annuities
Bond yields are low, so how can investors get a better return without taking on more risk?
Market Plunge Plus Withdrawals During Early Years of Retirement May Cause Portfolio Death Spiral
The challenge is to get the best combination of yield and liquidity from the guaranteed portion of your retirement savings.
Longevity Insurance Is Underused in Retirement Planning
Buffering the risk of living to a very old age.
Beat Inflation, Reduce Risk by Splitting Savings Among Safety, Safety-Plus-Growth, Growth Buckets
The right mix of growth, safety and safety-plus-growth-potential investments is determined by your risk tolerance.
Annuities Beat CDs by Offering Higher Guaranteed Rates and Tax Savings
CDs have one main advantage over annuities, but it’s a tiny advantage, all things considered.
It's Crucial to Update Beneficiaries When Life Changes
Ensure fairness across generations by choosing the right annuity or life insurance distribution method.
2 Ways To Reduce Bull Market Risk
If the bull market has skewed your asset allocation, fixed-rate annuities or fixed indexed annuities can help.
Delaying RMDs from IRA Can Lead to Bigger Ultimate Payoutâ€”There's Only One Way to Do It
QLACs let you defer some required minimum distributions, letting more money grow in your IRA or 401(k). If you donâ€™t need the income early in your retirement, RMDs cause problems. There is just one way to reduce your RMDs.
Are Annuities Part of Your Retirement Plan? They Should Be, Expert Says
Fixed annuities are a bond substitute offering guarantees, safety, flexibility and tax deferral.
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