What your employees think about benefits and insurance

American workers say some financial pressures have eased compared with the past few years, but new research suggests that broader concerns about well-being, economic uncertainty, and the future of workplace benefits remain front of mind. Findings from the latest Workplace Wellness Survey by the Employee Benefit Research Institute and Greenwald Research offer a detailed snapshot of how employees are feeling about their jobs, their benefits, and the economic forces shaping their financial security.

The data reveal a workforce that is generally satisfied with employment and increasingly focused on balance, flexibility, and meaningful benefits — yet still deeply concerned about the rising costs that affect daily life, particularly health care and insurance. Workers’ perceptions of the economy, their expectations about future financial stability, and their views on employer-provided benefits all play a role in how secure they feel today.

At the same time, the survey highlights emerging workplace trends that could reshape the employee experience in the coming years. Workers are showing cautious openness to new tools and technologies that promise to simplify benefits and financial decision-making, while also expressing lingering worries about how these changes could affect job stability.

Together, these findings paint a nuanced picture of a workforce navigating a period of transition — one in which economic pressures, benefit expectations, and workplace innovation are converging.