
The 10 worst states for physicians in 2026
High costs of living, expensive malpractice insurance and crowded physician markets push several Northeastern states and the District of Columbia to the bottom of WalletHub's annual ranking.
For all the talk about physician shortages, some states make it more difficult than others for doctors to build a sustainable, rewarding career.
The 19 metrics were categorized into two main categories: Opportunity & Competition and Medical Environment.
Opportunity & Competition, which carries 70% of the total weight, measures the financial and market conditions physicians face in a given state, including cost-of-living-adjusted wages, starting salaries, hospitals per capita, insurance coverage rates, projected physician supply through 2032, medical resident retention and continuing medical education (CME) requirements.
Medical Environment, which accounts for the remaining 30%, evaluates the clinical and regulatory landscape, factoring in public hospital quality and safety grades, state medical board punitiveness, malpractice insurance costs and lawsuit payouts, physician assistant staffing levels, accredited health departments and physician burnout rates.
The bottom of the list is dominated by states and jurisdictions where high costs of living erode what appear to be competitive salaries on paper, where
Here are the 10 worst states, including Washington, D.C., for practicing physicians in 2026.





