Lifestyle

Periodically, I like to delve into financial factoids and accumulated crumbs of wisdom. It is with this in mind that I submit today's offerings.

Physicians in solo or small practices face a major fork in the road: Either you will seek a "Sugar Daddy" to buy or take over your practice, or you will go it alone and eschew any payment other than cash or plastic. This has the makings of a Morton's fork dilemma for those who just want to be left alone to practice medicine.

If you're nearing retirement, or simply dreaming about it, you may be considering a move to another state -- one that has a lower cost of living, or perhaps a nicer climate. If so, you might want to cross these 10 states off your list of potential retirement havens.

Gas prices are already topping $3 a gallon across the country, and analysts think prices will go even higher. These steps can help keep the price you pay for per gallon as low as possible.

President Obama and congressional leaders reached a tentative agreement this week to extend the Bush tax cuts for another two years and slash the employee payroll tax, along with a slew of temporary tax incentives. Here's what they could mean for you.

One of the things that irks me about most financial advisors is that they dump their clients' into a mishmash of investments without a sense of purpose. And some look at investments in isolation, without considering their clients' overall financial picture. Here are some questions to ask to make sure yours isn't one of them.

A cruise can open a traveler's eyes to previously unknown wonders. In this economy, it can also represent the bargain vacation, but you have to do your homework. Part of the fun of choosing the right cruise is discovering your options -- and there are plenty.

Some are predicting the use of videoconferencing by physicians is about to boom, and experts say acceptance of the technology by physicians and their patients is growing. While physicians who use videoconferencing tools are able to realize significant efficiency and productivity gains, finding a reimbursement model that works can be a challenge.

Who's in the lead for our "Diagnose the Dow!" healthcare stock-picking contest? With just a week to go, two new players have vaulted into the Top 5. If you think you can do better, hurry and sign up for your chance to win an iPad.

Do you spend more time mulling the difference in cost of products at the grocery store than you do figuring out whether your home has enough insurance coverage? (Guilty as charged.) When it comes to making financial decisions, we need to keep our individual quirks in mind when it really counts -- not in terms of pennies, but in pounds.

In order to glean a better yield than my discount broker's bank account provided, I searched for and found higher-yielding savings accounts at smaller banks. So I decided to switch. It took a bit of time, especially for the transfer of the money between banks, but I thought it was worth it. I don't think so anymore.

From radiation overdose to tubing misconnections, find out which technologies were deemed most dangerous for 2011, and what can be done to prevent incidents in your practice and protect your patients.

While most physicians think of financial planning strictly in terms of investing, the reality is that investing is only one component of a comprehensive financial plan. In fact, capital appreciation is low on the list of priorities and should not be addressed at all until you've protected what you already have.

As the New Year approaches, it's more important than ever to monitor the debate over federal tax policy, be proactive in developing tax and investment strategies that are suited for today's changing tax environment, and work with professional advisors to ensure you don't pay more taxes than you should.

Doing holiday shopping online? You might want to wait. Free shipping has become such a selling point among retailers that a slew of companies have set aside an special day in December devoted to it.

Migrating to a cloud-computing service can give smaller and mid-sized medical practices access to IT management expertise and advances in technology typically available to much larger organizations. But practice managers need to consider security and regulatory issues before they take to the clouds.

Congress voted to delay the looming cut in Medicare pay for physicians, keeping reimbursements at current rates through Dec. 31. The measure would postpone a 23% cut in reimbursements that was due to go into effect on Wednesday.

What are the top gifts on kids' holiday wish lists this year? One word: Electronics. Children between the ages of six to 12 years of age, and teens aged 13 years or older, universally asked for this year's hottest devices.