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One key to successful investing is to realize that it's unlikely you'll obtain the average rate of return. When you invest with this thought in your mind, you'll have more realistic expectations of investment returns.
Gamblers can easily lose money by confusing actual outcomes with average outcomes. It's also a common mistake with investors and financial advisors. For example, short-term averages vary dramatically from long-term averages.
Although nearly 50% of physicians experience at least one symptom of burnout, they aren't given any good solutions to cope with burnout.
Having an unbundled structure for your group retirement plan gives greater transparency and also reduces conflicts of interest. A bundled structure could put your money and your retirement at stake.
Bundled retirement plans may be the most common and most convenient for small businesses, but medical practices can save money by unbundling, which means having multiple separate parties for each aspect of the plan.
If the responsibility of creating a successful group retirement plan has fallen to you, the first thing you need to determine is whether service providers (including financial advisors) are actually fiduciaries like they claim they are.