The 10 states with the highest rates of private employees enrolled in high-deductible health plans

High-deductible health plans continue to grow in popularity, especially with employers who like the lower costs. As of 2021, the most recent year data is available, 55.7% of American private-sector workers were enrolled in HDHPs, according to a study by ValuePenguin and Learning Tree. This represents the eight consecutive annual increase in HDHP enrollments. This is up 5.3% from 2020, 14.5% from 2017, 83.7% from 2013, and 62.6% from 2012.

Despite the increase, the enrollment rates vary widely by state. Here are the top 10 states with the highest rates of private employees enrolled in HDHPs: