Roccy DeFrancesco, JD

Articles

Doctor's 419 Plan Deduction Denied

Article

Even now people are still experiencing the fallout from using 419 plans years ago. And the lessons seems to be that if a structure sounds too good to be true, it just might be.

Avoid Short-Term Capital Gains Taxes on Actively Traded Accounts

Article

If your gains in an actively traded portfolio will be hit with short-term capital gains taxes, it makes sense to trade those accounts inside a no-load variable annuity.

Complete Asset Protection Planning: It's More Than You Think

Article

When doctors are pitched asset protection planning by a local or national guru, what they are pitched is not even half of what needs to be done to have a complete asset protection plan.

A New No-Load Variable Annuity Hits the Market

Article

With most loaded financial products clients can find themselves paying a multitude of tiny fees that add up to a lot.

What's the Best Insurance Policy for Wealth Building?

Article

Whole Life insurance versus Equity Indexed Universal Life. Which one builds the most wealth for retirement?

2012 DALBAR Study Reveals Average Investor Returns

Article

When people read the DALBAR report, usually they shake their heads because they know they are the typical investor that the study is talking about (and that's not a good thing).