Julie Saltzman, TraderPlanet.com

Even though investors often try to reinvent the wheel, many of the most successful traders today have patterned their trading styles after those of the great traders of the past.

So you've got a long-term loser in your IRA account. Since you can't use trading losses in your IRA as a tax write-off, is it worth it just to "grow old together" and hope the stock improves with age?

So you want to buy an expensive stock like AAPL, AMZN or GOOG but don't want to tie up the capital in your IRA or other accounts? Maybe it's time to consider LEAPS.

Physicians spend an inordinate amount of time and incomprehensible amounts of money on insurance. But one of the biggest assets many physicians leave uninsured is their retirement accounts, specifically their IRAs.