Restrictive covenants can force employed physicians to sell their homes and leave their communities for better opportunities. Here's how to narrow geographic, time and termination terms up front.
Own-occupation disability insurance pays when you can't work in your own occupation or specialty. How policies define disability and where to verify terms.
Paying membership fees with pretax employer dollars held cost growth to 0.9% a year, but the numbers come with caveats physicians should know before pitching employers.