Lifestyle

For physicians considering involvement in free clinics, this guide will give you insight into how to handle scheduling issues, developing a mindset for volunteer work, and gaining the support of team members in your everyday practice.

The interest rate on subsidized Stafford loans, which is fixed for the life of the loan, is currently 5.6% for the 2009-2010 academic year, down from 6% for the previous year.

The latest Wall Street header means that those who decide to put money into stocks will now be able to do it a lot cheaper, as two heavy hitters have recently announced cuts.

If you own shares in an S&P 500 Index fund, your expense ratio should be the same as those of any other fund that tracks the 500 Index, right? Wrong.

If you are a Golfer In Recovery, you will recognize this genre from the golf magazines and, less helpfully, your friends on the tee just after you've sliced one into the woods.

Recent research suggests that collectibles such as wine, art, stamps, and watches can yield positive returns and also have low correlation with other asset classes.

Worried Toyota owners may find themselves targeted by rival car dealers who are offering rebates if they trade in their Toyotas. Both GM and Ford are offering $1,000 rebates on all their 2009 and 2010 models to Toyota owners.

You're brown-bagging your lunch, but it doesn't seem like you have much extra cash in your wallet. While it's fine to pinch pennies, say personal finance consultants, to save big bucks, you have to think bigger.

A dozen roses can easily set you back as much as $100 this year, and if you haven't already ordered flowers for your sweetheart, you can expect to pay a premium on top of that.

In the past, the IRS has also allowed taxpayers to split tax refunds between as many as three different accounts. This year, you'll be able to convert that refund into inflation-adjusted savings bonds, known as I Bonds.

Bond Blues

Recent interest rates on 10-year municipal bonds, combined with their built-in tax advantages, make for a very attractive investment. But underneath the averages were some disturbing default statistics, say bond gurus.

Increasingly, physicians are using price discounts to expand their service offerings to meet the needs of underserved markets, benefiting both their practice and patients in need.

Things I Wish I Had Said

By

Every one of us has had that "Aha!" moment when we read some pithy phrase that resonates. So pure, so right and, invevitably, "Why didn't I think of that first?"

Spring training gets under way in just a couple of weeks, and a trip to either Florida or Arizona, where the major league teams have their training camps, can make an enjoyable and affordable spring vacation venue.

In return for your instant rebate (which is really a loan), you'll pay a tax preparation fee, loan origination fee, and a fee for setting up a temporary bank account. Doesn't make much sense, does it?