H. William Wolfson, DC, FICC, MS

The necessity of knowing what financial products to purchase and when to sell is usually an enigma, and most individuals have no rhyme or reason for what they choose to do with their investments.

Knowing what financial personality trait you have can help you minimize your self-talk and propel you into understanding and maximizing your investing strengths.

You, as an investor, need to make the decision of your risk tolerance. Would you rather keep assets in a bank CD or trade in the emerging markets?

Any retirement planning should begin sooner rather than later, as time is not forgiving for those who wait. The earlier you start saving the more opportunity you have to build a portfolio of growing assets and peace of mind.