Jim Edholm

Employers of all types and sizes realize that healthy employees are happier and more productive. Your practice's wellness program shouldn't overlook dental insurance - good oral health can help reduce diabetes, heart disease, cancer and even premature births.

Critical illness insurance is finding increasing popularity as someone who suffers a critical illness will eat up about $12,000 above and beyond what's covered by health insurance - just in the first year!

The sort of coverage physicians could use to protect themselves in case a partial disability prevents them from doing all the duties expected of them.

When purchasing disability insurance physicians should look out for "weasel words" in the Own Occupation definition.

Many practices have a poorly structured long-term disability plan because they don't take into account that different classes of employees need different types of protection.