Hannah Flodin, CFP, CSLP

After years of waiting, physicians with federal student loans finally have a clearer repayment roadmap as the One Big Beautiful Bill Act brings sweeping changes to repayment plans, forgiveness rules and borrowing limits. This quick video explainer breaks it down.

After years of waiting, physicians with federal student loans finally have a clearer repayment roadmap. The One Big Beautiful Bill Act brings sweeping changes to repayment plans, forgiveness rules and borrowing limits — and doctors need to act now to stay on the most efficient path.

Navigating student loan repayment as a doctor requires strategic tax planning — smart filing choices can lower payments, maximize forgiveness and enhance financial flexibility.

What physicians with student loans need to know.