Dinah Bird, Ph.D., CFP, CIMA

Generating income throughout retirement is a significant challenge. Common techniques, including asset liquidating, bonds, dividend-paying stocks and life annuities, all have significant risks associated with them.

Both inflation and deflation are serious potential risks to your investment portfolio. Nonetheless, few physicians adequately understand these risks and properly hedge against them. For a variety of reasons, these risks may become even more pronounced.