Illinois state laws and regulations that affect your medical practice

How much medical liability insurance do I need?

Illinois law does not have a minimum requirement as to the amount of medical liability insurance a physician should maintain. Hospitals often requre that physicians carry a minimum amount of medical liability insurance. See Fabrizio v. Provena United Samaritans Medical Center, 2006 WL 1892041 (Ill.App. 4 Dist.), where the bylaws of a hospital required physicians/dentists, who were granted clinical privileges, to maintain a minimum amount of professional liability insurance based on the hospital board’s determination.

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Updated 2008