Matthew Carr

We live in a time of unprecedented access to data-not only real-time, but also historical. From an investor's standpoint, it opens the door to immense possibilities.

There's a belief that January is the best month of the year for small cap stocks. That's not even remotely close to the truth.

For investors, the urge not to panic is extremely difficult. And it's probably the hardest part of investing for people to learn, adopt and understand.

Investing is not a game or a gamble. It's about research, and if you're opposed to doing any, then save yourself time and just buy lottery tickets.

Used in the correct way, past performance - historical trend analysis - can give an indicator of where our investments should be focused for the best results.

There is an industry that's outperformed nearly any you could imagine. It's left gold, oil, natural gas, silver and even health care in the dust. It's an industry that every person on the planet eventually needs because death is inevitable.

Palladium will see some volatility over the next few months, but it will likely bounce back at the end of the year.