Review your fixed overhead exposure to disability

Q: What should I consider when evaluating disability insurance policies?

But suppose it's just two physicians in a dual practice. The burden of carrying a disabled colleague could be great. Physicians are like everyone else when it comes to denial of responsibility, too. How long do you wait to replace a temporarily disabled colleague? A year? More?

Answers to readers' questions were provided by Judy Bee, Practice Performance Group, La Jolla, California. She is also an editorial consultant for Medical Economics Send your practice management questions to [email protected] Also engage at http://www.twitter.com/MedEconomics and http://www.facebook.com/MedicalEconomics.