Q&A: Insuring against antitrust and defamation claims

Q: I've been asked to serve on my hospital's quality-assurance committee. If I accept, should I buy more liability insurance to protect myself in case of an antitrust or defamation lawsuit?

A: No. Buying additional insurance yourself isn't the solution. Most malpractice and business umbrella policies exclude coverage for antitrust or defamation claims. Your hospital should have insurance that will cover you if such a suit arises. But don't assume that's the case; ask for proof of it.