Q&A: Converting a 403B to a Roth IRA

June 19, 2009

Physicians who begin practicing and subsequently go back to training in a fellowship have a unique opportunity if they were contributing to a pretax retirement plan, such as a 403b.

Q: I started contributing to a 403b after residency two years ago, and I recently started a fellowship. Since I'm no longer contributing to that plan, what should I do with that account?