• Revenue Cycle Management
  • COVID-19
  • Reimbursement
  • Diabetes Awareness Month
  • Risk Management
  • Patient Retention
  • Staffing
  • Medical Economics® 100th Anniversary
  • Coding and documentation
  • Business of Endocrinology
  • Telehealth
  • Physicians Financial News
  • Cybersecurity
  • Cardiovascular Clinical Consult
  • Locum Tenens, brought to you by LocumLife®
  • Weight Management
  • Business of Women's Health
  • Practice Efficiency
  • Finance and Wealth
  • EHRs
  • Remote Patient Monitoring
  • Sponsored Webinars
  • Medical Technology
  • Billing and collections
  • Acute Pain Management
  • Exclusive Content
  • Value-based Care
  • Business of Pediatrics
  • Concierge Medicine 2.0 by Castle Connolly Private Health Partners
  • Practice Growth
  • Concierge Medicine
  • Business of Cardiology
  • Implementing the Topcon Ocular Telehealth Platform
  • Malpractice
  • Influenza
  • Sexual Health
  • Chronic Conditions
  • Technology
  • Legal and Policy
  • Money
  • Opinion
  • Vaccines
  • Practice Management
  • Patient Relations
  • Careers

Mortgage Acceleration Plans to AVOID


Mortgage acceleration plans are just gaining popularity in the U.S., but that also means that some companies have rolled out versions of this plan that are NOT consumer friendly.

Did you know that there is a unique “mortgage acceleration plan” you can use to pay off the debt on your home five, 10 or 15-plus years early without changing your lifestyle?

It exists and it is not a bi-weekly payment plan. It’s a truly revolutionary plan that was created in Australia over 15 years ago and the good news is that this unique

has recently made its way to the United States.

mortgage acceleration plan

The bad news is that, because of the power of the program, some companies have rolled out versions of this plan that are NOT consumer friendly.

Most advisors are not client focused

After I wrote my book

Yes, I would like to find out more about HEAP™, but to be honest, if I could make a $2,250 commission, then I would stick with the other mortgage acceleration plan.”

(HEAP™), I received the following email from an advisor: "

The Home Equity Acceleration Plan

The $3,500 mortgage acceleration plan!

The $3,500 plan that is being pitched around the country is one that is virtually identical to HEAP™. However, the company offering the plan charges clients $3,500 to implement and use it. The pitch is that if their plan can help you save over $100,000 in mortgage interest you should have no problem paying $3,500 for it.

The company offering the $3,500 justifies the cost by touting their special mortgage acceleration software. The sales pitch makes consumers believe that the plan works because of the software, which


is patently false

I was so disgusted with the $3,500 mortgage acceleration plan that I paid programmers to create my own program. I sell it to advisors who use it for their clients for $500, but consumers can use it for free (although I ask for a $50 donation to

for those who actively use the software to save tens of thousands of dollars on their mortgage).

my non-profit


Be careful with whom you use as your trusted advisors. Most advisors are not capable of providing good advice to clients and many who can choose not to (for their own selfish reasons).

When done properly, there is no downside and no real cost to using the unique mortgage acceleration plan I cover in my HEAP™ book. I recommend that everyone with a mortgage use this program and strongly recommend that you stay away from any program that charges more than $50 for software.

To use the HEAP™ software for

, simply e-mail


. To view a video of how the software works, please


info@heaplan.comclick here

Roccy DeFrancesco, JD, is author of

, and founder of The Wealth Preservation Institute. The

has recently been approved for up to 21 AMA PRA Category 1 CME Credits™ in a self-study format. If you would like to purchase the book at a 33% discount as benefit for being a reader of

so you can earn CME credits in the comfort of your home, or if you have any questions about this article, e-mail

The Doctor's Wealth Preservation GuideDWPGPhysician’s Money Digest


To read Roccy’s other books visit



Related Videos
Victor J. Dzau, MD, gives expert advice
Victor J. Dzau, MD, gives expert advice