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Want to make a tax-free donation to a charity? Find out how your IRA can help.
A: Yes. The government is expected to reinstate retroactively the 2011 provision permitting individuals aged 70 1/2 and older to make direct transfers of up to $100,000. Keep in mind that even if the provision is not reinstated, you still can deduct the contribution as a charitable gift if you itemize your deductions.