
Six-figure student debt doesn't disqualify most physicians from practice ownership. Here's how lenders weigh cash flow after overhead, debt service coverage and your own production, and how to calculate each before you negotiate price.
Thinking about changing to a Roth IRA? Learn whether it makes sense to create smaller accounts.
A: It depends. Some people choose to separate their IRA into smaller accounts with different asset classes when they convert to a Roth account, so that if one class drops in value and the others rise, they can re-convert the poorer-performing account back to a regular IRA.




