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If you're eligible for compensation, you should have been notified by June 3. If you didn't get a notice but think you're eligible, you have until July 8 to prove your transactions and losses in writing. For information, visit http://www.globalresearchanalystsettlement.com.

No more vinegar in the wine cellar A free Web site, http://www.cellartracker.com, can help you keep tabs on your wine inventory, to ensure you'll open those dusty bottles at the peak of flavor. You can also find out what the other 6,000 site users are drinking and collecting, and follow a link to the bottles' market prices and availability. You can even access some of the site's information from your cell phone.

The interest rate for student loans, which is based on the yield of the 91-day Treasury bill, changes each year. The current rate for students still in school, or in grace or deferment periods, is 2.77 percent, which expires after June 30. The fixed rate for consolidation loans ranges from 2.88 percent to 4.25 percent, depending on the borrower. You can get an online application from Sallie Mae at http://www.salliemae.com.

IBM pilots a national EHR networkBig Blue recently announced plans to test a national health network run on electronic health records. The network will integrate information among hospitals, healthcare agencies, and consumers. Because the technology is based on "open" data standards, IBM says, it can complement virtually any national health-information structure that may be rolled out in the future. The pilot program-spanning sites in California, Minnesota, and Israel-will focus on defining and developing technology to enable multiple regional health networks to share EHRs. IBM expects the pilot to be fully operational by the end of this year.

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