UPDATE

The stock exchange wants brokers to spell out the terms of the accounts they offer for cash balances, and to inform investors before they switch their balances to a different type of account. You can read about cash sweep accounts in the "Informed Investor" section of the exchange's Web site, at http://www.nyse.com. Click on "Individual Investors."

The biggest bargain shoppers? The well-to-do Most younger high-income consumers clip coupons, shop at warehouse stores, and cringe at being called "wealthy," says a study commissioned by Visa. Almost three-quarters of consumers between the ages of 35 and 54, and whose household income is at least $125,000, say they clip coupons, compared to the national average of 65 percent. Two-thirds say they regularly shop at discount or warehouse stores, compared to the national average of less than 50 percent. Nine out of 10 call themselves middle-class or upper-middle-class, while only 7 percent, most of whom earn more than $500,000, describe themselves as affluent.