How to improve your credit score

Q: I'm just starting out in practice and would like to check on and improve my credit score. How can I do that?

A: The best way to start is by reading the Fair Credit Reporting Act so you know your rights as you go through the credit process. Then follow as many of these steps as you can:

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. Answers to our readers' questions were provided by Dan Nigito, CFP, vice president of Merion Wealth Partners, LLC in Berwyn, Pennsylvania, and Richard J. St. John, president, St. John & Associates, Inc., Roswell, Georgia.